The Chambers Plan

The Chambers of Commerce Group Insurance Plan has been protecting Canadian firms for over 40 years. More than 30,000 small to midsize businesses choose the Chambers Plan to protect their employees with comprehensive group benefits, including Health and Dental insurance, making it Canada’s #1 employee benefits plan for small business.

The Chambers Plan is the simple, stable, smart choice for business; combining accessibility, flexibility and the stability of pooled benefits. Firms choose the Chambers Plan year after year because it offers unsurpassed value and customer service. The Chambers Plan – it’s for your benefit.  


Looking for an employee benefits plan that’s simple to manage? Spend less time administering your benefits program with:

  • Chambers Plan’s exclusive advisor support
  • Quick set-up
  • Easy-to-use forms
  • 48-hour claim processing
  • Simple administration


Concerned about rising group insurance premiums? Then you need a pooled program from the Chambers Plan. Rates are based on the average of claims from thousands of similar firms, keeping premiums manageable and predictable and providing stability year after year.


Don’t add to someone else’s profit. The Chambers Plan is a not-for-profit program—all surpluses stay in the Plan and help lower premiums. Give your employees more for less. Health and Dental premiums are a deductible business expense and a TAX FREE benefit for your employees.

10 great reasons to take a closer look at the Chambers of Commerce Group Insurance Plan


Outstanding Service

Fast, Accurate Payments

You Choose the Coverage

You Control the Cost 

No Minimum Firm Size

No Industry Restrictions

Guaranteed Approval for 3+ Employees


Guaranteed Renewable

Rate Stability

Myself and my staff all came from a salon that we’d been at for 10 years. When I decided to set out on my own I took it for granted that anyone could have a medical plan. I started calling around and one by one we were turned down. My staff just thought it was a given, if you work somewhere you just have a health plan tied in. In opening a business there’s a lot of stress, but it was smooth sailing until applying for health care. Then, someone suggested the Chambers of Commerce Plan. I stand on my soap box all the time now and tell this story. There are so many small businesses, especially in Newfoundland, and they discover the same thing that I did – there’s no health care. The Chambers Plan is a dream, it’s literally a dream.
Jenn Ghaney,

Seahorse Salon

Do you want to learn more and connect with a Chambers Plan representative?


Annapolis Valley Chamber